Saturday 31 May 2014

Qualify For Bad Driving Car Insurance Is As Easy As Walk On A Cake: Guaranteed Approval Guidelines

No, this is not a joke. It is actually possible to get cheap auto insurance for bad driving record. 

When a person applies for insurance for a car, many factors that are taken into account when calculating premium rates. A person’s driving record is taken as one of the major factors influencing the rates of insurance premiums.

The presence of fines, DUIs, DWIs etc on license record, makes insurance companies to view that as risky behavior. Factually speaking, insurance companies calculate risks based on past records, rather than present indicators. So if you have had a bad record before, then that reflects in premium rates. In this case, many insurance companies would tend to reject application for insurance.

Does that mean there are no companies out there to provide cheap car insurance for bad driving recordsNo, that is not true. There are many such companies that do provide insurance. And that too at “Reasonable” rates.

bad driving car insurance
They provide you with affordable insurance and also provide many different kinds of services such as documentation. For example, if your driving record is poor, the local traffic department will notify you of a requirement of SR-22 insurance document. These companies can also provide such services too. As long as there is free market, there is always a solution to the various problems that people face.

The best way to get bad driving car insurance is to go online and fill up the query form given along with your Zip code, and get instant and cheap Auto insurance quote even with a bad driving record at www.automobileinsurance-quote.com

Also, you would like to tweak Insurance quotes you get, much lower by following a simple advice given below.

You can take a course on Defensive driving. This will improve your driving record, and your insurance options will increase, while premium rates decrease. As the saying goes, “Prevention is better than cure”. Make a goal of improve one’s own driving record. In the long run, that is far more beneficial than anything else.

Lastly do look up at the various kinds of insurance products that are offered online in the website link given above.  You will find a lot of information on various schemes, along with added extra offerings and premium rates for them. For more information visit www.autmobileinsurance-quote.com

Friday 16 May 2014

How To Get Cheap Car Insurance With Bad Driving Records | Instant Approval Guide

You must be kidding me. Forget bad cheap car insurance, if you driving record is poor. A bad driving record means you are gonna have raised prices in premiums, and you will have to face many rejections for your application for an insurance.


There is no easy way out of this mess. But with automobileinsurancequote.com one can always get best alternatives for cheap car insurance with bad driving record.

The best alternative would be non-standard insurance plans. These plans can be more affordable and provide coverage. This depends from one firm to another. There are many financial firms, who have committed fraud in this business. Look out for reputable firms, who have good records. It is better to have look at their websites, and check out customer reviews. Even better, is to look at consumer complaint forums. Let’s be real, every person has complaints for many firms, even reputable ones. It is the frequency of complaints and specific issues that should catch your attention.

As such, you should know that insurance firms categorize their data regarding car drivers into two:

1. Standard Car drivers
2. Non-standard car drivers

Standard car drivers are those who are the most ideal people to insure in the eyes of insurance firms. They are a pristine example of conscientious driving and their ability to make no mistakes in driving and accident. No claims shall come from them. That is like eye candy for insurance firms.


The non-standard drivers though, have poor driving records, traffic tickets, DUIs (Driving under influence) etc. But that is not the only picture. Below 25 years age, old, retired persons too come under this category.

And this is where many people have to suffer just because they are categorized as non-standard.

But then, there are many good firms that do provide cheap auto insurance with bad driving records. In fact, if you have a poor record, they will still insure you, and will incentivize you by reducing premium rates if you improve your driving record.

Lastly, the saying “prevention is better than cure” always holds. Why would someone want to search for cheap premiums for bad driving car insurance? Improve driving record, by following traffic rules religiously. There can be no sincere advice other than this!

You should check out this website www.automobileinsurance-quote.com. It is meant for car drivers, who wish to avail the best and most affordable rates for bad driving car insurance premiums. Fill up a query form to get instant rates for insurance premiums and companies that will provide them.